As the “Get Covered Illinois” program launches, consumers need to prepare
•August 20, 2025•
by DM Williamee
This reporter has conducted additional research on the “Get Covered Illinois” (GCI) program, slated this November to replace “Healthcare.gov,” also referred to as the “Health insurance Marketplace,” which approximately 466,000 Illinoisans used for their health insurance needs in 2025. Those who purchase their insurance through “Healthcare.gov” do not have the option to continue with that program. “Get Covered Illinois” is the State of Illinois replacement.
Like many policies, “Get Covered Illinois” premiums can be impacted by factors such as age, tobacco use, and location. How these factors will be determined and to what degree they will impact premiums is currently unknown and may vary by carrier.
Recent changes in federal policy may result in double-digit premium increases for many Illinoisans, due to the expiration of Enhanced Premium Tax Credits. While some tax credits will still be available for those who qualify, the amount will be smaller, driving up insurance costs for enrollees.